Regulated financial institutions are losing correspondent banking relationships while demand for USD access grows. Ionfi solves this with a secure, multi-bank network that delivers same-day processing, built-in compliance, and complete transparency—so you can capture 100% of your USD and cross-border business.
Direct access to US payment rails through multiple regulated banks.
Account in your name at US banks for full control and auditability.
Same-day processing with automated KYC/KYCC/AML; ISO 27001 certified.
30%+ of correspondent relationships have been lost; many FIs are pushed to costly intermediaries.
95% false positives; regulations keep climbing.
When speed + trust are missing, clients move.
One Gateway. Multiple Solutions. Total Control.
Same-day USD wires with embedded KYCC and transparent racking.
Same-day USD wires with embedded KYCC and transparent racking.
Institutional-grade Ionfi FX with competitive rates, built-in approvals, and complete audit trails.
Institutional-grade Ionfi FX with competitive rates, built-in approvals, and complete audit trails.
Modern remote deposit with automated checks and risk monitoring.
Modern remote deposit with automated checks and risk monitoring.
One platform to manage multiple bank relationships with complete transaction level visibility, dual control, and seamless system integration.
One platform to manage multiple bank relationships with complete transaction level visibility, dual control, and seamless system integration.
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Find answers about partnering with Ionfi to secure your USD and worldwide payment access.
Ionfi provides a comprehensive suite of services for efficient and secure international money transfers to the USA. Including:
Out Fedwire transfers with same-day service
Remote deposit capture
In/Out international wire transfers
Foreign exchange services for over 100 currencies
Visa/Master Card settlement accounts
API integration: Businesses can integrate Ionfi's services into their own platforms for seamless money transfers
Proprietary payment processing platform that connects to US financial institutions
Services that meet the needs for financial firms, businesses, and fintech seeking reliable, compliant cross-border payment solutions.
Ionfi offers international clients seamless and compliant access to the U.S. banking system through a streamlined platform.
Lower Transaction Costs:
Our platform avoids the high fees associated with larger banks.
Faster Settlements:
Enjoy expedited processing times within minutes and not days through our partnerships with U.S. financial institutions, without the bottlenecks that come with larger institutions.
Enhanced Compliance:
Ionfi handles key compliance elements, reducing your regulatory burden and minimizing the risk of transaction delays or rejections.
Personalized Service:
We have partnered with small and mid-sized U.S. banks to prioritize and tailor to your needs, offer faster onboarding, and ensure smoother transactions.
Immediate Access to Documentation:
Supporting documents are readily available if needed for compliance verification.
Advanced Technology:
Cutting-edge platform ensures full traceability, auditability, and transparency for every transaction throughout the entire process.
Recipient details:
Accurate bank account information is necessary for successful transfers
Ionfi integrates our advanced KYCC (Know Your Client’s Customer) processes and our risk-based approach into every transaction, ensuring compliance with both U.S. and global regulations.
Compliance Simplified:
Our proprietary platform acts as the first line of defense, conducting transactional risk assessments for enhanced due diligence.
AML & Fraud Detection:
Transactions are continuously monitored using advanced anti-money laundering (AML) systems to detect and prevent fraud.
Regulatory Assurance:
All transactions align with evolving U.S. regulations and the governance frameworks of our partner banks.
Security:
Secure data-sharing protocols safeguard sensitive information throughout the payment process.